Random reflections and contemplative thoughts, spiritual insights and humorous anecdotes, fickle film reviews and rambling music musings, occasional (okay, more than occasional) societal and political rants, and a whole lot more... all from the point of view of a humble, constitutional, common sense, conservative, Catholic, work-in-progress kinda guy who never gives up hope, because to be without hope is to become selfish.
Monday, February 13, 2012
Emotional Roller Coaster Ride...
One of the main reasons why I haven't been posting much lately is because my wife & I have been in the process of buying our first home.
These last few weeks have been very emotional. Four months of hard work to try and get a particular house via a short sale. Closing was supposed to have been Feb 10. Instead, we battled a resistant seller and a very unprofessional selling agent on the other side of the table. So, instead of receiving the keys, the property has been pulled off the market and will be foreclosed upon.
And everyone loses.
We, obviously, lose the house.
Our agent (who is great!) and her agency lose the commission after so much hard work.
The selling agent & agency lose their commission (though our hearts certainly do NOT bleed about that).
Our bank loses by not being able (though very willing) to offer a mortgage to honest hardworking people who pay their bills responsibly and on time.
The seller's bank loses because they take a bath on the property in having to do the foreclosure.
And the seller and his daughter lose by being stubborn and selfish, having been delinquent for going on seven months straight (and a history of delinquency the entire four years they've had the property), and now allowing themselves to be foreclosed upon, and going into bankruptcy.
All because they wouldn't let the appraisal and inspection to be done (after many attempts).
Frustrating, exhausting, saddening, numbing.
But we hold our heads up high knowing that we did everything we could.
So, now we start all over again. We're already looking at new properties.